More than two crore people travel by train every day. Many facilities are provided by the railways while traveling by train. This is important for every traveler to know. In fact, many times during the journey in trains, the luggage of the passengers is stolen. After this, the passengers get disappointed and return home without taking back the luggage.
But the railways can compensate you for your stolen goods. Actually, the railways provides an insurance, which is included with your ticket. Whenever you book a ticket you see an insurance option, clicking on which you are given insurance cover for the entire journey. In this, you get insurance of up to Rs 10 lakh.
Insurance for less than Rs
It is often seen that people do not pay attention to this option while booking tickets or some people deliberately do not take it. While the price of this insurance is less than one rupee. That is, for about 50 paise, you are being given insurance of Rs 10 lakh during the entire journey. That why whenever you travel, be sure to click on the insurance option.
Here how to get insurance
Most people think that insurance is only useful at the time of an accident, so they ignore it, but very few people know that insurance can be useful in other things as well. If you are traveling by train and your luggage is stolen, the insurance company will compensate for the loss. IRCTC provides this facility to you. Railways already has an agreement with private insurance companies and compensation is paid on making a claim.
You need to file a complaint immediately if the goods are stolen or an accident occurs. You can apply for your claim on the railway website or at the insurance company. Here you have to give information about your ticket and other things. In the event of an accident, the victim family members can apply for insurance.