The planning of retirement: In today time, most people plan to save a part of their earnings for their old age. But some people do news under such a scheme, while some people invest under fixed deposits in many banks. But what do experts say? You must know their opinion so that you can get your money back in your old age not with less work but with more and more returns.
In fact, experts are of the opinion that people should come out of this thinking in terms of investors and taxes and they have only one chance to earn better returns in the fund, equity, from which a retirement fund is given. Whatever returns come in options like FD will become negative after deducting tax, its return will continue to come to you from the inflation rate.
Start investing without risk
Let us tell you that, if you have completed 5 years and you are close to retirement, then you can take time for 10 years and more than 7 years can be invested in equity, then your money will never sink and you can easily invest under equity for 10 years to get an interest rate of 12%.