Desk: There are many public and private banks in the country. People have faith in government banks. Government banks work with the government on many schemes. In such a situation, if you have an account with Punjab National Bank, you can save up to Rs 15 lakh for your daughter. The name of this government scheme is Sukanya Samriddhi Yojana. Under this scheme, you can prepare a big fund for your daughter. Let know about this scheme in detail.
What is the plan?
The Sukanya Samriddhi Yojana is a government scheme launched by the central government. If you are planning to make a big fund for your daughter, then you have to invest in it for the long term. By investing, you can be sure about your daughter education and future. You need not spend a lot for that.
How much is the interest rate?
At present, investors investing in the Sukanya Samriddhi Yojana get the benefit of interest at a rate of 7.6 percent. In this scheme, you can open an account for your daughter. This account can be opened at any bank or post office. All you need to do is submit your birth certificate. Along with this, the identity card of the child and parents will also have to be submitted.
You can open an account for just Rs. 250
This account can be opened with a minimum of Rs 250 per month. If a person opens an account of Rs 3000 per month for his daughter, then at an interest rate of 7.6 percent, he will deposit about Rs 9 lakh in 15 years.
At the same time, after 21 years, they will get about 15 lakh rupees. Apart from these, investments in equity mutual funds, public provident funds, money-back insurance policy plans, fixed deposits, investments in gold, the Sukanya Samriddhi Yojana, and unit-linked insurance plans are also the best savings plans for the future of children.